The Embark Platform is bought to you by the Embark Group (Embark). Embark Group is the UK’s leading independent provider of retirement solutions. Backed by some of the largest investment institutions in the world, we power the platforms and pensions of some of the UK’s best known financial brands including RBS Coutts, Standard Life, BestInvest and Nutmeg. The Embark Platform is built on market leading FNZ technology.
Operating successfully in both the advised and institutional areas of the retirement market through a leading range of pension, wrap platform, research and consultancy services.
Businesses within the Embark Group have been established in the market for more than 40 years and have a long history of working closely with intermediary distribution partners and consumers of all levels of affluence. Independently owned we also have institutional backing from a portfolio of high-quality investors including BlackRock, FNZ, Legg Mason, Merian Chrysalis and New Star Investment Trust.
We have c£34.6bn assets under administration, c402,000 clients and over 650 employees, across nine business locations*
*Figures are pro-forma and include the recent acquisitions of Alliance Trust Savings and Zurich businesses. All figures as at July 2020.
The Embark Platform has an AKG financial strength rating of B+, very strong.*
Embark offers a wide choice of investments and tax wrappers, managed on proven technology with transparent and competitive pricing. Our platform could help you to deliver the services your clients are looking for. Find out more about our products and services.
The Embark Platform has over 6,000 mutual funds available from more than 100 fund managers. If a fund manager you usually recommend to your clients is not currently on the Embark Platform, please get in touch and we will look to work with them to get their funds added, where possible. If we have an existing fund agreement in place with an investment manager, the addition of further funds should take approximately five working days. If there is no existing agreement in place, then the addition of the funds will take longer.
The Embark Platform is a fully advised proposition, so you have complete control over the management of your clients’ accounts. You can:
You can also offer your clients varying levels of account access depending on their needs.
All clients have a secure online account view capability, so they can see where they are invested and how their account is performing.
The Embark Platform has a low initial contribution level of £50 for the Personal Pension, ISA, JISA and GIA, and a range of flexible contribution frequencies. If you are transferring funds into a TPIA, a minimum payment of £5,000 applies.
Yes, there is the ability to pay regular contributions into any of the products. The minimum contribution is £50.00.
The Embark Group boasts an investment business – the Adviser Centre – that offers in-depth research to assist advisers in developing and maintaining their investment propositions. These services are available at no cost to you. Find out more.
Our technology is provided by the FNZ Group. We work in partnership with them to ensure that our extensive knowledge and understanding of the financial advisory market continues to shape the Embark Platform proposition.
Clients must be a UK resident, 18 years or older, hold a sterling denominated bank account and have a valid email address.
We have assembled a team of Implementation Managers to ensure that your business has a smooth introduction to the Embark Platform.
Most adviser firms have told us that they have their own approved tools for assessing client needs. The Embark Platform provides the required information for calculating Capital Gains Tax, but otherwise has not therefore selected specific tools to integrate with the platform. However, we understand that adviser needs are always changing and we are always looking to add new tools to support your business where possible.
Yes. The platform benefits from straight through processing for nearly all operations, with no manual intervention by the Embark Platform.
Our flexible adviser charging options mean you’re always in control to agree the most appropriate remuneration structure for your clients. To find out more please contact us at firstname.lastname@example.org.
Our platform offers an easy-to-use, cost-effective solution for advisers looking to outsource the management of part or all of their investment proposition. We have also recently added the functionality to allow advisers to set up model portfolios on the platform.
Our platform was built to allow advisers to self-serve as much as possible. However, we realise there will be times when you need additional help and support. Visit our contact us page to get in touch with us. We also offer helpful web chat functionality on each page of the platform.