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insights.

We need to talk about...the pension freedoms

By Sara Wilson

Embark Adviser

For the uninitiated, the 2014 Budget announcement that the government would “legislate to remove all remaining tax restrictions” on access to pension pots may not have sounded particularly radical.

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"Coronavirus" COVID-19 - putting recent market falls into context

By Asim Javed, Alpha Beta Partners

COVID-19, Embark Adviser

Two weeks ago, the S&P 500 Index fell 11.4% in a single week. What is the precedent for a move of this magnitude?

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The true value of IFAs

By David Norman, TCF Investment

Embark Adviser

More than ever IFAs are having to justify their value. Amidst MiFID disclosure requirements and ever-growing press scrutiny, advisers need to show what they do and why they’re worth it.

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What history tells investors about the Coronavirus

By Andrew Graham

COVID-19, Embark Adviser

A look back at the SARS outbreak of 2003 offers useful perspective on current fears about the spread of COVID-19.

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Time to put SSASs back on the table

By Andrew Phipps

Embark Adviser

SSASs can provide a neat solution for a large pool of potential clients, and yet relatively few people outside the pension industry know about them. Why is that? Suitable for both small businesses and groups of directors at larger organisations, SSASs allow clients to address business financing and pension requirements in one; however, advisory support in selecting the right one is crucial.

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Global growth: what to worry about?

By Kim Catechis

Embark Adviser

The IMF’s latest World Economic Outlook forecasts a gradual recovery of economic growth, founded on the expectation that a group of emerging economies will return to their longer-term average growth rates. Yet, geopolitical tensions and other external risk factors loom close on the horizon, such as the ‘tariff war’ between the US and China, post-Brexit UK trade negotiations, and climate change.

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